10 Best Mobile Payment Apps for Restaurants and their Customers

Cynthia Vespia9/30/2021

What is Mobile Payment Apps ?

Mobile payment apps are a popular new way to make purchases for products and services. Instead of having a card or cash, the payment is made through a mobile unit like a smartphone or smartwatch.

Why mobile payment is so important for restaurants

More restaurants are adopting mobile payments as alternatives to cash or cards. The restaurants offer a form of mobile payment technology right at the table. It offers convenience for the diners to pay their bill when they're ready and not have to wait for the server to drop off a ticket or return with a credit card slip to sign.

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Top 10 Mobile Payment Apps

Mobile payment apps are an eCommerce Integration that makes it easier to make purchases for goods and services. Whether it's a full meal in a restaurant or just a coffee for an afternoon break, mobile apps help locate whatever you seek. Mobile payments work with any card reader and are perfect for small businesses.

The following article discusses the top 10 mobile payment apps.

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The mobile app LevelUp

The LevelUp app was designed to help users save money. It is a free service available either as a mobile app or on a web dashboard. LevelUp works with most major banks helping to save on every day purchases like gas or groceries. There's even discounts on favorite stores like Target, Macy's, and Old Navy.

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The mobile app Square

The Square payment app is used as a credit card processing system that lets vendors charge credit cards through mobile devices or tablets. Square is the first mobile payment processor to be embedded in a smartphone, or tablet.

To use Square there is a flat rate of 2.75% for each transaction made. The fee is waived for transactions over $1,000. General Electric, Whole Foods, and Starbucks all use Square and many entrepreneurs prefer it as a digital payment option as well.

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The mobile app PayPal

PayPal is a global e-commerce business that is a popular online payment option. Its also been used for money transfers. Paypal works as an alternative to more traditional methods like paper checks or money orders.

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The mobile app Poynt

Poynt was one of the first apps that helped locate the closest gas station, grocery store, movie theater, restaurant or other popular locations. With just one tap, Poynt shows the name of the location, its address, and even the price list. When searching a grocery store or restaurant the price points will help customers find the best deal for their favorite options without any hassle.

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The mobile app LoopPay

LoopPay is a mobile payment service compatible with any MasterCard and is accepted by most card readers for payment. There isn't the same drawback as credit cards and LooPay is more secure as well. LoopPay stores sensitive information on the users mobile device rather than on a card. This means if the card is lost or stolen it can't be used.

The mobile app Cover

The mobile app Cover is a different type of mobile app. Available on the iPhone, it can build out a magazine layout using Instagram posts, blog articles, and tweets from celebrities and more. The content of the magazine can be personalized then stored and shared with others.

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The mobile app Apple Pay

Apple Pay is a popular mobile payment app available on iPhones. It allows the user to make purchases in stores simply by scanning the phone. It's similar to Apple's previous mobile payment system, Apple Pay Cash.

With Apple Pay a debit or credit card can be added. It works with most banks including Chase, Citi, Wells Fargo and more. The Apple Pay service is free and compatible with iPhone 6 s s and later, the iPhone SE, the iPad Pro, iPad 5th generation, and later iPad models, and Apple Watch.

The mobile app FreeCharge

FreeCharge is a mobile app for mobile phones. It works to recharge mobile phone minutes through a pre-paid balance system. FreeCharge can be used on iOS, Android, and Windows Phone operating systems. The app was launched in January 9, 2015 making it one of the first mobile payment apps created.

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The mobile app Downtown

Downtown is a newer app that shows what events are happening in a city. Exploring a new city has never been easier with Downtown. It provides what's trending nearby making it easy to search for people, places, and events throughout the designated city.

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Google Wallet

Google Wallet was the first in a mobile payment system on Android phones. It uses credit or debit cards for payment through the system without the need to carry the actual card. Its a system that works with current payment networks such as Visa or MasterCard.

Users can store their information in Google Wallet right on their mobile phone that allows you to load up your account with credit or debit cards and then use it without having to carry your wallet. Google Wallet has recently switched over to Google Pay offering a full range of options.